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Q

Qualification
In terms of a mortgage loan, it is the ability of an individual to sufficiently repay a mortgage loan that may be determined by reviewing their credit history, verifying their owned assets, and by seeing a steady employment record.
Qualification Requirements
Guidelines and standards set by mortgage loan lenders for borrower criteria required to approve them for a mortgage loan.
Qualifying Ratios
Set of the qualification requirements that include a limit on debt to income (DTI) ratios and loan to value (LTV) ratios.
RELATED MORTGAGE TERMS: Debt to Income (DTI)|Loan to Value (LTV)|Qualification Requirements

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