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J

Judgment
Judge's decision on a civil action or lawsuit that usually compensates a party with a sum of money to satisfy a debt.
Jumbo Loan
Also known as a Jumbo Mortgage, this type of mortgage loan exceeds the amount purchasable by Fannie Mae or Freddie Mac, and therefore usually carry higher interest rates. Most lenders consider mortgage loan amounts over $500,000 to be jumbo loans.
Junk Fees
Fees aside from the standard list of fees that may be present as part of the closing costs for a mortgage loan. They are usually set by the broker or lender to increase their commission amount, and may be detected by their peculiar names in a mortgage loan settlement statement.
MORTGAGE LOAN EXAMPLES: Junk Fees

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